Cobanqa

Cobanqa is Logiciel’s digital banking solution that helps banks and microfinance institutions modernize their operations and serve their customers more efficiently. It combines deposits and instant lending in one system that works on mobile apps, USSD, web portals, agent networks, and APIs. The solution supports local currencies, languages, and regulations, making financial services accessible to everyone. With smart credit assessment, digital onboarding, and agent-assisted services, Cobanqa enables faster lending and reduces the need for branch visits. Cloud-based, secure, and scalable, it grows with your institution while adapting to your needs.Key Features

Key Features

• Native iOS and Android mobile apps for customers and agents

• USSD access for phone users

• Paperless digital onboarding with KYC verification

• Real-time credit assessment using alternative data sources

• Multi-currency support and automatic conversions

• Tiered account options with flexible features

• Goal-based and group savings management

• Integrated dashboards for agents and institution administrators

• Ready-to-use APIs for seamless integration with other systems